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- How businesses must evolve fraud prevention measuresIdentity fraud is evolving at an alarming rate, with stolen data, synthetic IDs, deepfakes, and traditional password and document checks failing more frequently than ever. Companies […] The post How businesses must evolve fraud prevention measures appeared first on XDS. Read more »
- Quarter One 2025 Credit Stress Report Economic Context and Global UncertaintiesOur previous report highlighted subdued yet positive developments in retail sales, GDP, and inflation. However, the US election outcome and President Trump’s tariff policies have introduced […] The post Quarter One 2025 Credit Stress Report Economic Context and Global Uncertainties appeared first on XDS. Read more »
- Department of Home Affairs Update: Regulation ChangesIn March 2025, the Department of Home Affairs (DHA) announced proposed amendments to Regulation 14 of the Identification Act, 1997, which included the introduction of new […] The post Department of Home Affairs Update: Regulation Changes appeared first on XDS. Read more »
- The VAT whiplashWhy SA can’t afford to ignore the real cost of policy uncertainty The swift consumer response to the proposed VAT hike exposed just how close to […] The post The VAT whiplash appeared first on XDS. Read more »
- The 2025 Budget Bombshell (Who wins, who loses, and what’s next?)The 2025 Budget Speech is a stark reminder that financial resilience is no longer optional but a pressing necessity. The question is no longer whether these […] The post The 2025 Budget Bombshell (Who wins, who loses, and what’s next?) appeared first on XDS. Read more »
- Quarter Four 2024 Credit Stress Report Showcases Key Consumer Credit and Economic TrendsThe Quarter Four 2024 Credit Stress Report provides in-depth insights into South Africa’s evolving credit landscape, highlighting key shifts in consumer borrowing, repayment behaviour, and economic […] The post Quarter Four 2024 Credit Stress Report Showcases Key Consumer Credit and Economic Trends appeared first on XDS. Read more »
- How Ares-i is Transforming Retail Risk Management in South Africa with AI Innovation.Xpert Decision Systems’ (XDS) innovative AI-powered facial recognition software, Ares-i, which was launched in 2024, has since shown its capability in helping transform risk management within […] The post How Ares-i is Transforming Retail Risk Management in South Africa with AI Innovation. appeared first on XDS. Read more »
- Beyond buying power: How your credit score shapes your futureAs South Africans brace for possible tax hikes and rising living costs, financial resilience will depend on strategic money management. In an unpredictable economy, understanding and […] The post Beyond buying power: How your credit score shapes your future appeared first on XDS. Read more »
- Credit Stress Report 2024 Q3 is now available!Quarter three 2024 CSR report outlines developments in the credit space as well as the economy overall. As the festive season approaches, economic indicators in South […] The post Credit Stress Report 2024 Q3 is now available! appeared first on XDS. Read more »
- Ares-i: Securing South Africa’s retail spaces this festive seasonThe festive season is upon us, and with it comes a lively buzz as families and friends prepare to celebrate. Shopping centres are filled with cheerful […] The post Ares-i: Securing South Africa’s retail spaces this festive season appeared first on XDS. Read more »
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