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Choosing an engagement ring is one of life’s most meaningful decisions. For those who want a unique, one-of-a-kind piece, a second-hand engagement ring can add a level of character and history that new rings simply can’t match. At Cash Converters, we offer a wide selection of second-hand jewellery, including vintage… Read more »

In South Africa, lay-by has become an empowering tool for individuals looking to achieve personal goals and acquire aspirational items without the immediate financial burden. Whether it’s a beautiful piece of jewellery, a quality home appliance, or the latest tech gadget, lay-by enables consumers to turn their desires into attainable… Read more »

Lay-bys in South Africa are on the rise, reflecting a shift in consumer preferences toward responsible, debt-free spending. As South African consumers look for alternative payment options, lay-by plans offer a practical solution that supports budgeting without accumulating debt. Recent statistics and examples show that the popularity of lay-bys has… Read more »

Lay-bys are making it possible for South Africans, who are dealing with financial constraints, to make essential purchases. Here are a few reasons to consider this option… and why it is a good alternative to credit. In the debate about which financial option to go for, LayUp believes that lay-bys… Read more »

When times are tough, lay-by can be a financial lifeline for those wanting to secure goods without the burden of credit. Lay-bys are affected by and influence the broader economy in various ways. Lay-bys even support economic resilience. Here are a few ways that lay-bys affect more than just you.… Read more »

Lay-bys are becoming increasingly popular among young shoppers who value financial independence and want to avoid the pitfalls of credit debt. This approach to purchasing allows young consumers to make thoughtful buying decisions without the burden of high-interest rates or credit requirements, making it an ideal solution for those just… Read more »

In a world where sustainability is a growing priority, lay-by offers a unique approach to sustainable shopping. By allowing consumers to pay gradually for items without the rush of upfront payment, lay-by supports a mindful and ethical shopping experience, helping reduce impulse buys and waste. Sustainable shopping isn’t just about… Read more »

When it comes to shopping, making thoughtful decisions can save you time, money, and effort in the long run—especially when you’re considering a purchase on lay-by. This payment option allows you to secure an item by making gradual payments, giving you time to carefully evaluate your choices. Here’s how you… Read more »

Currently, there are many reasons to opt for a lay-by. It is a safe and secure payment option, as you are able to pay for a product in instalments, with no credit checks and zero interest. But what will it  look like in the future? Read on to find out… Read more »

If there is too much month at the end of your money… but you still need to buy certain items, then a lay-by is a good financial option, as you can budget and have a set amount every month to pay off. Essentially, with a lay-by, you pay a deposit… Read more »